What ’s in your wallet ? maybe a compromised deferred payment profile . Capital One announced Monday that more than 100 million the great unwashed in the U.S. and 6 million in Canada have been affected by a information hack that ’s leave their personal and financial data vulnerable .

concord toMarketWatch , the hackers were capable to secure credit score , ZIP codes , email addresses , and birth dates of Capital One identity card member and applicant . Worse , roughly 140,000 Social Security numbers were cop . So were about 80,000 bank account identification number .

The company behave in concert with the FBI to investigate the hack , which Capital One says it first discovered on July 19 . A suspect , Paige A. Thompson , wasarrestedin Seattle and charged with one enumeration of computing gadget fraud and ill-treatment . At this point , Capital One has no indication the data has been used for deceitful purposes , but there ’s no way of knowing if that could deepen .

Poike/iStock via Getty Images

The caller intends to get through out to cardholders affected by the criminal offence to give notice them of the hack and to volunteer two class of spare credit monitoring , which has become the stock backsheesh for companies seek to address the excite religion of consumer . latterly , Equifax agreed to asettlementwith the Federal Trade Commission ( FTC ) that would give consumers bear on by their 2017 hack free credit entry monitoring or up to $ 125 , with the option of claim another $ 250 to $ 500 for clip expend resolving put-on takings or identity theft as a resultant role of compromised personal data .

If you ’re touch on your info might be used for identity theft , it ’s adept tomonitoryour credit reports or carte du jour for suspicious activity . If your bank account was compromised , notify your banking innovation . you could also choose to “ freeze ” your course credit profiles from the three major credit authority : Equifax , Transunion , and Experian . Freezing the reports prevents any business from checking them and makes open newfangled accounts impossible . If you need to open an invoice or take out a loanword , however , you ’ll need to dissolve the reports .

[ h / tMarketWatch ]